"Favorite planner in Bluffton!"
Do you think you could possibly become frail?
What scares you most about Long Term Care?
If you needed Long Term Care ....
Where would you like to receive it?
Who would provide it?
How would you pay for it?
Still Not Sure You Need LTC Planning?
Long-Term Care (LTC) Planning
TRADITIONAL LTC INSURANCE
Good way to pay, if care is needed
However, few pursue this option. Why?
Do I need just another bill?
Will my health issues even allow me to qualify?
Will my future premiums be affordable?
Will the benefits be payable if care is actually needed?
ASSET BASED LONG TERM CARE - A BETTER STRATEGY FOR SENIORS!
Includes specific products based on life insurance and annuities that can provide long-term care benefits
If care is needed, there are income tax free benefits!
If care is never needed, assets pass on to the next generation!
Some companies offer premiums that are contractually guaranteed never to increase!
THIS IS A STRATEGY OF SHIFTING ASSETS TO BETTER ACCOMPLISH MORE THAN ONE GOAL!
Ask Allen today how you can make this work for your future!
Do you think in the future you and your spouse will become frail?
Are you currently living on approximately 100% of your retirement income resources?
Do you feel that your current assets and income will stay the same in the next 10 -15 years (other than inflation growth)?
Do you feel you can increase your current income by $4,000 a month in 10 years time frame? At a time when you may need some assistance because you are frail?
Have you had a conversation to prepare your spouse and children to physically and financially take care of you in 10 -15 years? Because you do not have sufficient assets to produce lasting income for any long-term care issue?
What do you think your children will be doing in their lives in 10 years? (Preparing for their retirement, sending your grandkids to college, etc). Where do they live? Will any of them be able to help you in case of a long-term care issue?
Caregiving Spouses Die Before Their
Long Term Care
Chance You Or
Your Spouse Will
Need Long Term
are under the
age of 65!
(Brooks, Rodney, USA Today, 9/10/14, “Do Retirees Need LTC Care Insurance?”)
Bryon Udell, AccuQuote.com
"Long Term Care is not a place or a condition.
It is an event that will
financially, emotionally, and physically
devastate your spouse, loved ones, or children!"